FHA Down Payment Grants for 2024
Mortgage Assistance for Homebuyers in Washington
ARCH East King County Downpayment Assistance Loan
The ARCH East King County Downpayment Assistance Loan Program helps qualified borrowers purchasing a home or condominium within an ARCH member city. It provides up to $30,000 in down payment assistance at 4 percent simple interest.
Bellingham Downpayment Assistance
The Washington State Housing Finance Commission offers residents of Bellingham the Bellingham Downpayment Assistance program with up to $40,000 in down payment and closing cost assistance. Payment can be deferred for 30 years at 3% simple interest.
Home Advantage Down Payment Assistance Loan Program
The Washington State Housing Finance Commission offer homebuyers the Home Advantage Down Payment Assistance Loan Program, a second mortgage with a zero percent interest rate and payment deferred for 30 years that combines with the Home Advantage first mortgage.
HomeChoice Down Payment Assistance Program
HomeChoice is a down payment assistance program offered by the Washington Housing and Finance Commission. It combines with the House Key and Home Advantage first mortgage loan programs.
Opportunity Downpayment Assistance Loan Program
The Washington State Housing Finance Commission offers individuals the Opportunity Downpayment Assistance Loan Program, a second mortgage loan program with a 1 percent interest rate, with the payment deferred for 30 years.
Pierce County Downpayment Assistance Program
This program is for qualified borrowers purchasing within the Pierce County limits, outside of the Tacoma, Lakewood, Bonney Lake, Auburn, and Pacific city limits. The loan amount goes up to $24,900, with payments deferred for 30 years, at 4 percent simple interest.
Seattle Downpayment Assistance Program
Under this program, qualified borrowers purchasing within the city limits of Seattle are allowed up to $45,000 in assistance with payments deferred for 30 years, at 3 percent simple interest. Funds may be used for down payment and closing costs.
Tacoma Down Payment Assistance Program
Qualified borrowers within Tacoma city limits are allowed up to $20,000 in down payment and closing cost assistance with payments deferred for 30 years, at 4 percent simple interest. The borrower’s minimum down payment requirement is $500.
Veterans Downpayment Assistance Loan Program
The Washington State Housing Finance Commission's Veterans Downpayment Assistance Loan Program offers down payment assistance in the form of a second mortgage loan to Washington State veterans who have served our country.
Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.
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FHA Down Payment Programs Near You
- Brentwood Down Payment Assistance Program
- CalHFA My Home Assistance Program
- Emeryville First Time Homebuyer Loan Program
- GSFA Platinum Program
- Los Angeles County Affordable Homeownership Program
- Monterey County Down Payment Assistance Program
- Orange County Housing and Development Mortgage Assistance Program
- San Diego County Down Payment / CalHome Program
- Santa Ana Downpayment Assistance Program
- Broward County Homebuyer Purchase Assistance Program
- Escambia County Down Payment and Closing Cost Assistance
- Hardest Hit Fund Down Payment Assistance
- Head Start To HOME Ownership Program
- HFA Miami-Dade Mortgage Program
- Home Key Plus 2nd Mortgage
- Home Ownership Program
- Home Sweet Home Hillsborough Program
- Lee County FirstPlus Program
- Orange County Down Payment Assistance Program
- Palm Bay HOME Down Payment Assistance Program
- State Housing Initiatives Partnership Program
- Albany County Rural Housing Alliance Acquisition Grant
- City of Albany Home Acquisition Program (HAP)
- First Time Home Buyer’s Program
- Homebuyer Down Payment Assistance
- Homebuyer Dream Program®
- NY State Association of Realtors Housing Opportunities Foundation
- Rensselaer County Homebuyer Program
- State of New York Mortgage Agency Down Payment Assistance Loan
- ARCH East King County Downpayment Assistance Loan
- Bellingham Downpayment Assistance
- Home Advantage Down Payment Assistance Loan Program
- HomeChoice Down Payment Assistance Program
- Opportunity Downpayment Assistance Loan Program
- Pierce County Downpayment Assistance Program
- Seattle Downpayment Assistance Program
- Tacoma Down Payment Assistance Program
- Veterans Downpayment Assistance Loan Program
