Contact Our FHA Loan Experts
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NOTE: We are not the FHA.
HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.
HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.
Their official websites arehttps://www.fha.govandhttp://www.hud.gov.
Find the address of a HUD office near you:
US Department of Housing and Urban Development
451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342
Should you have any questions about the site you are currently on, please e-mail us at:[email protected]
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FHA Loan Articles and Mortgage News
FHA Announces Loan Limits for 2024
November 30, 2023 - In the last week of November 2023, the Federal Housing Administration and the Department of Housing and Urban Development issued FHA loan limits for 2024. There are different rates for single-unit homes all the way up to FHA loan limits for four-unit properties.
First-Time Homebuyers and Their FHA Loan Options
November 28, 2023 - What can a first-time homebuyer use an FHA mortgage to do? You can use it to build or buy a home. You can also use an FHA loan to renovate a home you already own or want to purchase and renovate. You can refinance and even apply for a reverse mortgage.
Career, Finances, and Your FHA Mortgage Application
November 27, 2023 - Major career changes may make your lender reconsider your loan application until you have had enough time in the new job to prove your new income is likely to continue. Your lender typically needs at least 24 months as a self-employed person, freelancer, or new contact employee.
Housing Interest Rates and the 2024 Market
November 26, 2023 - The rate predictions covered here aren’t just for FHA mortgages, but FHA home loans are part of those observations. Business Insider repeats the Fannie Mae prediction for 2024 that rates may reside between 6.4% and 7.1% for 30-year fixed-rate conventional mortgages.
FHA Loan Occupancy Rules
November 25, 2023 - The basic rule of thumb to know is the FHA policy for occupancy which requires at least one borrower obligated on the mortgage to take up residence in the home as the “primary residence” within a reasonable time of loan closing, typically 60 days.