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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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About FHA.com

FHA.com is an online publisher of timely news and information pertaining to residential home mortgage products generally. FHA.com does not offer or sell mortgage credit products. Advertisers on our website may generate leads and referrals for mortgage credit products through their advertisements. Additional disclosures can be found in Section 4, ”The Scope of Our Service” athttps://www.fha.com/terms_of_use.

We educate homebuyers about the guidelines for FHA, VA & USDA government insured mortgage loans. We offer knowledgeable FHA lenders who specialize in FHA lending the ability to connect with potential customers in need of FHA mortgage loans. These fully licensed lenders offer complimentary pre-approvals to their customers in the comfort they need to shop for their home with confidence. (Pre-approvals involve these FHA lenders reviewing your information and letting you know whether approval by a lender is likely.) We make finding the right FHA lender fast, easy and convenient.

Once a User reaches the Site, the User is able to review news and information provided by the site at no cost. Users may also enter information regarding their mortgage needs and their contact information into a secure hosted advertising form that transmits this information to one of several advertisers. A User may also view advertisements that, if clicked, connect the User to the advertiser's website. In addition, advertisers may also utilize a telephone number displayed on the site that will connect a User directly to the advertiser.

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FHA Loan Articles and Mortgage News

Questions to Ask When Planning Your Rehab Loan

July 26, 2024 - The FHA 203(k) rehabilitation mortgage and its refinance equivalent are tools for buying and renovating a home or remodeling an existing property. This loan can be used to buy a fixer-upper and finance the repairs needed to make the home livable and meet local building codes.

New HUD Proposed Final Rule on the Sale of Delinquent FHA Home Loans

July 25, 2024 - The U.S. Department of Housing and Urban Development issued a proposed new rule in July 2024 that is intended to be a permanent policy regarding the sale of delinquent FHA single-family mortgage loans.

Home Loan Discount Points and Lender Credits

July 23, 2024 - When shopping for a home loan, you need to gather some basic information from multiple lenders to compare the costs, fees, terms, and conditions of the home loan you seek. During this process, you can verify information with each lender you choose.

Refinancing vs. Reverse Mortgage

July 22, 2024 - As we age, the significance of making sound financial decisions grows. Many choose to tap into their home equity in their retirement years, and two options are important to know: FHA reverse mortgages and FHA refinancing.

Refinancing from a Conventional Loan to an FHA Mortgage

July 21, 2024 - FHA refinancing is worth considering if you want a government-backed loan insured by the Federal Housing Administration (FHA) that can refinance you out of a conventional adjustable rate mortgage or get you cash back at closing.