Our FHA loan experts specialize in getting hassle-free FHA mortgage loans for our customers. We offer a full menu of FHA mortgage loan products.

FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

Are You Watching Your Credit Score?




- Improving Your Credit Score Has Never Been More Important -

FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Home Loans

Choose a Loan Type

FHA.com is a privately owned website, is not a government agency, and does not make loans.

Our FHA Loan Experts

About FHA.com

FHA.com is an online publisher of timely news and information pertaining to residential home mortgage products generally. FHA.com does not offer or sell mortgage credit products. Advertisers on our website may generate leads and referrals for mortgage credit products through their advertisements. Additional disclosures can be found in Section 4, ”The Scope of Our Service” athttps://www.fha.com/terms_of_use.

We educate homebuyers about the guidelines for FHA, VA & USDA government insured mortgage loans. We offer knowledgeable FHA lenders who specialize in FHA lending the ability to connect with potential customers in need of FHA mortgage loans. These fully licensed lenders offer complimentary pre-approvals to their customers in the comfort they need to shop for their home with confidence. (Pre-approvals involve these FHA lenders reviewing your information and letting you know whether approval by a lender is likely.) We make finding the right FHA lender fast, easy and convenient.

Once a User reaches the Site, the User is able to review news and information provided by the site at no cost. Users may also enter information regarding their mortgage needs and their contact information into a secure hosted advertising form that transmits this information to one of several advertisers. A User may also view advertisements that, if clicked, connect the User to the advertiser's website. In addition, advertisers may also utilize a telephone number displayed on the site that will connect a User directly to the advertiser.

SEE YOUR CREDIT SCORES   From All 3 Bureaus  

Do you know what's on your credit report?

Learn what your score means.


FHA Loan Articles and Mortgage News

Building a Home in Texas with FHA / VA One-Time Close Construction Loans

February 22, 2024 - One-Time Close construction loans are popular for those looking to build a new home on their own lot in Texas. Zillow reports the TX medium home value as $296,582 for the period ending January, 2024.  

Waiting Periods Before Applying for Your FHA Loan

February 21, 2024 - Borrowers who have missed mortgage payments or rent payments went from salary to contractor status, and those who have filed for bankruptcy may all have to build in some extra time before applying for a mortgage. We examine some common scenarios below.

FHA Home Loan Rules You Should Know

February 19, 2024 - Do you know what to do if the appraisal comes in lower than the sale price? Or whether you can rent out an unused living unit in the home you buy with an FHA loan? These are important things to know when you are planning and saving for your mortgage.

Differences Between VA, FHA, and USDA Mortgages

February 18, 2024 - There are three important government-backed mortgage loan options borrowers can choose from when comparing home loans. Many people are new to these programs and their nuances at first, here’s what you need to know as a first-time home buyer reviewing these loans.

Adding Things to Your FHA Loan

February 15, 2024 - While add-ons to your FHA home loan can drive up the monthly payment, that’s a good trade-off for saving money upfront for some borrowers. For others, higher monthly payments are to be avoided. If that describes you, avoid adding on to your loan wherever possible.