The down payment assistance programs that are listed here are a sample of what is available for homebuyers in Colorado. This can be your starting point as you search for the right program for your family. Home Purchase and Refinance Loans

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Metro Mortgage Assistance Plus Program

Financial Assistance for Homebuyers in Colorado

Even when individuals can afford to make monthly mortgage payments, many don’t have the funds to cover hefty, upfront costs that come with a home loan. In order to help them overcome this hurdle, the Denver Office of Economic Development created the Metro Mortgage Assistance Plus Program.

Available Assistance:
Under the Metro Mortgage Assistance Plus Program, when borrowers apply for a 30-year fixed rate home loan with a qualifying lender, they may be eligible for a grant which offers up to 4 percent of the mortgage amount. Funds from the grant can be used to cover some or all of the down payment and closing costs.

Eligibility Requirements:
Unlike most assistance programs, this one isn’t exclusive to first-time homebuyers. Applicants must have an annual household income that falls under the program's set limits (shown below). They must have a credit score of at least 640, and a maximum debt-to-income ratio of 45 percent. Borrowers are also required to complete a HUD-approved homebuyer education course.

Property Requirements:
Only a single-family, detached home, duplex, condominium, or townhome is eligible for the Metro Mortgage Assistance Plus Program. These properties must be occupied as the borrower’s primary residence and must be situated in Denver, Arvada, Aurora, Bennett, Boulder, Brighton, Broomfield, Castle Rock, Centennial, Commerce City, Dacono, Edgewater, Englewood, Firestone, Golden, Lakewood, Littleton, Parker, Sheridan, Thornton, Westminster, or Wheat Ridge. Additionally, Arapahoe County, Jefferson County, and Boulder County are program participants for properties within unincorporated areas. Metro Mayors Caucus jurisdictions are expected to join the program throughout the year.
Income Limits:
1 to 2 persons: $95,880
3 or more persons: $111,860

(Note: These figures were accurate at the time of publication and may no longer be current - visit the program website for updated information.) ​



Down payment assistance programs and/or grants were researched by the team at Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.'s compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

Down Payment Grants in Colorado

The Colorado Housing Assistance Corporation (CHAC) offers eligible first-time homebuyers a way of financing the down payment and/or closing costs on their mortgage with the CHAC Down Payment Assistance Program. 

The Metro Mortgage Assistance Plus Program is an initiative of Denver's Office of Economic Development. In order to help low and moderate income families get over the hurdle of making down payments, the program offers a grant to help pay the upfront costs.

MetroDPA is a down payment assistance program that helps low- and moderate-income Colorado residents located in and around the Denver Metro Area gain access to safe and affordable housing. 

The Turnkey Mortgage Origination Program offers low- to moderate-income homebuyers in El Paso County a 30-year, fixed-rate mortgage that comes with a down payment assistance grant of 4% of the mortgage amount.

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