FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
Frequently Asked Questions

Learn About FHA Loans and How You Can Qualify

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The Federal Housing Administration is an agency of the federal government. The FHA insures private loans issued for new and existing housing, and for approved programs for home repairs. The FHA was cr...


The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. If you are looking to buy a house that exceeds this limit, you are required to pay the difference as you...


Borrowers don't usually know this, but lenders are required to verify where earnest money and closing costs come from. These FHA requirements are outlined HUD 4000.1, otherwise referred to as the Sing...


The FHA has anti-flipping rules that would prevent an FHA borrower from buying a home to flip, but there are some exceptions to the FHA’s anti-flipping requirements. In general, FHA loan rules don’t h...