FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
Frequently Asked Questions

Learn About FHA Loans and How You Can Qualify

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The Federal Housing Administration is an agency of the federal government. The FHA insures private loans issued for new and existing housing, and for approved programs for home repairs. The FHA was cr...


FHA loans do not come directly from the FHA. Instead, the FHA is in the business of guaranteeing loans-reducing the risk to lenders and offering increased borrowing power to qualified applicants. This...


Over the years, there has been a steady increase in the amount money made available to FHA loan borrowers. This increase in availability means more borrowing power for those applying for FHA home loan...