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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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SecureRights is affiliated with LeadPoint, Inc., a Delaware corporation with its headquarters in Los Angeles, California and maintains an online marketplace that helps match businesses that provide residential mortgages, debt financing and other financial products and services to consumers who have expressed an interest in seeking such products and services. SecureRights is an independent third party verification service that is dedicated to combating fraud and protecting consumer privacy.

When consumers seeking financial products and services submit their information through websites prominently displaying the SecureRights logo, we will collect and use personal information about you to respond to your request for such products and services. SecureRights also provides a mechanism for consumers to report fraud or violations of their privacy.

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FHA Loan Articles and Mortgage News

What to Do Before You Apply for an FHA Mortgage

May 16, 2024 - You’ve saved your down payment funds, researched the housing market, and worked on your credit. When you apply to be pre-approved or prequalified for an FHA mortgage, there are a few things to review before you start filling out the forms.

Revised FHA and HUD Appraisal Guidelines

May 12, 2024 - The FHA and HUD have revised appraisal rules for FHA single-family loans. The revisions are meant to address issues including housing discrimination at the appraisal level, and provide home buyers with clarified guidelines to contest an appraisal or request a reconsideration of value (ROV).

What to Know About Earnest Money

May 11, 2024 - FHA home loans are just one way to buy a home. Some borrowers pay in cash, some use conventional mortgages, and some qualify for VA home loans. But what do all of these have in common in many cases? The need to use home loan earnest money as part of the transaction.

Services and Fees for FHA Mortgages

May 10, 2024 - Which services are required for FHA loans, and which ones are optional? Some borrowers ask this in the planning stages because they’re trying to find ways to stretch their home loan budgets for closing costs and the down payment. We examine some critical services in this article.

What You Can and Can't Do with Your FHA Home Loan

May 8, 2024 - You cannot make a down payment or pay closing costs with cold, hard cash. You must render payment in the manner acceptable to the lender, which is typically a wire transfer or some other pre-arranged procedure for down payment money.