FHA lending limits in NEW JERSEY inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

Are You Watching Your Credit Score?




- Improving Your Credit Score Has Never Been More Important -

FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Home Loans

Choose a Loan Type

FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2024

Lending Limits for FHA Loans in NEW JERSEY Counties

FHA mortgage lending limits in NEW JERSEY vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

21 match(es) found.
ATLANTIC County
ATLANTIC CITY-HAMMONTON, NJ
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BERGEN County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
BURLINGTON County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
SingleDuplexTri-plexFour-plex
$557,750$714,000$863,100$1,072,600
CAMDEN County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
SingleDuplexTri-plexFour-plex
$557,750$714,000$863,100$1,072,600
CAPE MAY County
OCEAN CITY, NJ
SingleDuplexTri-plexFour-plex
$557,750$714,000$863,100$1,072,600
CUMBERLAND County
VINELAND-BRIDGETON, NJ
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ESSEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
GLOUCESTER County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
SingleDuplexTri-plexFour-plex
$557,750$714,000$863,100$1,072,600
HUDSON County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
HUNTERDON County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
MERCER County
TRENTON-PRINCETON, NJ
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MIDDLESEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
MONMOUTH County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
MORRIS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
OCEAN County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
PASSAIC County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
SALEM County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
SingleDuplexTri-plexFour-plex
$557,750$714,000$863,100$1,072,600
SOMERSET County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
SUSSEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
UNION County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,149,825$1,472,250$1,779,525$2,211,600
WARREN County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350