The FHA Loan is the type of mortgage most commonly used by first-time homebuyers and there's plenty of good reasons why.
FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.
Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.
FHA loans are the #1 loan type in America. Many people who can afford the monthly mortgage payments and have reasonable credit will qualify.
DOWN PAYMENT ASSISTANCE MAY BE AVAILABLE IN YOUR AREA.