We are committed to providing excellent customer service. Please note that we are not the FHA. HUD insures the FHA loans that we assist people in getting.

FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Contact Our FHA Loan Experts

Committed to Providing Excellent Customer Service

NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official websites arehttps://www.fha.govandhttp://www.hud.gov.

Find the address of a HUD office near you:

https://www.hud.gov/program_offices/field_policy_mgt/localoffices

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

[email protected]

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FHA Loan Articles and Mortgage News

When Is an Appraisal Required for an FHA Refinance?

July 11, 2024 - Appraisals and home inspections are two separate but very important processes. For the purpose of this article, we focus on the mandatory FHA appraisal process the lender uses to establish the fair market value of the home.

What is an FHA Reverse Mortgage?

July 9, 2024 - The FHA Home Equity Conversion Mortgage (HECM) loan program is an option for qualifying borrowers 62 or older. These loans require no monthly payment and feature a cash out option for the borrower.

Credit Qualifications for FHA Loans

July 8, 2024 - The FHA loan FICO score requirement is easy to understand. If your FICO scores fall between 500 and 579, FHA loan rules say you must pay 10% down, assuming lender standards allow loan approval for those scores.

FHA Fixed Rate Loan or FHA ARM?

July 6, 2024 - The FHA single-family home loan program includes both a fixed-interest rate option and an adjustable-rate home loan (ARM). In a housing market where mortgage rates are higher than they have been in many years, the adjustable-rate FHA loan is an option many consider.

FHA Loans to Buy, Install, or Repair Your Dream Home

July 3, 2024 - Borrowers sometimes assume things about home loan programs that aren’t true. For example, the USDA home loan option requires that the homes purchased with such loans must be in a rural area. But the USDA’s definition of rural is often quite different than you might think.