A mortgage broker does the same job, except that he/she is independent of a bank or lender, and has knowledge of mortgages offered by many different companies. The broker has relationships with many different lending institutions and understands what they all offer in order to find the best loan for each borrower.
Both mortgage brokers and loan officers require certain information from you in order to do this. They are your direct point of contact while filling out the loan application, and pull your credit report to find the best option for you.
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