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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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About FHA.com

FHA.com is an online publisher of timely news and information pertaining to residential home mortgage products generally. FHA.com does not offer or sell mortgage credit products. Advertisers on our website may generate leads and referrals for mortgage credit products through their advertisements. Additional disclosures can be found in Section 4, ”The Scope of Our Service” athttps://www.fha.com/terms_of_use.

We educate homebuyers about the guidelines for FHA, VA & USDA government insured mortgage loans. We offer knowledgeable FHA lenders who specialize in FHA lending the ability to connect with potential customers in need of FHA mortgage loans. These fully licensed lenders offer complimentary pre-approvals to their customers in the comfort they need to shop for their home with confidence. (Pre-approvals involve these FHA lenders reviewing your information and letting you know whether approval by a lender is likely.) We make finding the right FHA lender fast, easy and convenient.

Once a User reaches the Site, the User is able to review news and information provided by the site at no cost. Users may also enter information regarding their mortgage needs and their contact information into a secure hosted advertising form that transmits this information to one of several advertisers. A User may also view advertisements that, if clicked, connect the User to the advertiser's website. In addition, advertisers may also utilize a telephone number displayed on the site that will connect a User directly to the advertiser.

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FHA Loan Articles and Mortgage News

FHA Cash-Out Refinancing Instead of a Renovation Refinance?

June 13, 2024 - With an FHA rehab loan, known as the FHA 203(k) rehab loan, you can buy or refinance a home needing improvement. This type of loan is possible, but the house must be brought into compliance with FHA minimum standards and local building code.

Employment and Income Rules for FHA Mortgages

June 11, 2024 - When some look at their loan approval potential, they think more about FICO scores than any other aspect of home loan approval. But income and employment count, too. We examine how influential those factors are below.

Home Loan Variables and Options to Consider

June 10, 2024 - At every stage in the home loan process, there are choices, starting with the basic decision to own your own home instead of renting someone else’s property. What other choices await you on your home loan journey?

FHA Loan Tips for Buying Older Homes

June 9, 2024 - Not every house available for sale is new construction or ever recent construction. Appraisal issues for houses that haven’t existed very long can be much different than for houses a few decades old or older.

FHA Rehab Loans vs. Home Improvement Loans

June 7, 2024 - What’s the difference between FHA rehab and home improvement loans? Some people use the terms interchangeably, but an FHA 203(k) rehab loan is very different from a home equity line of credit or a home improvement loan.