Our FHA loan experts specialize in getting hassle-free FHA mortgage loans for our customers. We offer a full menu of FHA mortgage loan products.

FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2023

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Home Loans

Choose a Loan Type

FHA.com is a privately owned website, is not a government agency, and does not make loans.

Our FHA Loan Experts

About FHA.com

FHA.com is an online publisher of timely news and information pertaining to residential home mortgage products generally. FHA.com does not offer or sell mortgage credit products. Advertisers on our website may generate leads and referrals for mortgage credit products through their advertisements. Additional disclosures can be found in Section 4, ”The Scope of Our Service” athttps://www.fha.com/terms_of_use.

We educate homebuyers about the guidelines for FHA, VA & USDA government insured mortgage loans. We offer knowledgeable FHA lenders who specialize in FHA lending the ability to connect with potential customers in need of FHA mortgage loans. These fully licensed lenders offer complimentary pre-approvals to their customers in the comfort they need to shop for their home with confidence. (Pre-approvals involve these FHA lenders reviewing your information and letting you know whether approval by a lender is likely.) We make finding the right FHA lender fast, easy and convenient.

Once a User reaches the Site, the User is able to review news and information provided by the site at no cost. Users may also enter information regarding their mortgage needs and their contact information into a secure hosted advertising form that transmits this information to one of several advertisers. A User may also view advertisements that, if clicked, connect the User to the advertiser's website. In addition, advertisers may also utilize a telephone number displayed on the site that will connect a User directly to the advertiser.

SEE YOUR CREDIT SCORES   From All 3 Bureaus  

Do you know what's on your credit report?

Learn what your score means.


FHA Loan Articles and Mortgage News

How Much Should I Save for a Home Loan Down Payment?

November 21, 2023 - The lowest down payment possible for an FHA mortgage is 3.5% of the price of the home. But how much should you aim for when setting your budget to save up for that down payment?
The short answer is no. But why?

Mortgage Rates and Higher Home Improvement Costs

November 20, 2023 - Bloomberg Business News and other financial sites report that in the last quarter of 2023, mortgage rates and high house prices may hurt the home improvement industry, leading to higher costs to remodel your home with or without the help of an FHA rehab loan.

What Credit Score Do I Need for a Home Loan?

November 15, 2023 - What credit score do you need to buy a home? The answer might seem simple enough, but it can change depending on the type of home loan you seek and the options you want. You may have difficulty getting lender approval for a purchase loan with a FICO score below 580.

FHA and HUD Updates on Loan Appraisal Policies

November 13, 2023 - The FHA and HUD feel these alterations will improve the valuation of these homes for borrowers seeking FHA-insured mortgages. These changes also contribute to FHA’s efforts to increase the availability and affordability of manufactured housing.

How to Review a Home Loan Lender

November 8, 2023 - Many first-time homebuyers feel like they are playing catchup with terms, jargon, and best practices when searching for a home loan and a new place to live. One of the big challenges for a new borrower is finding the right lender.