FHA Down Payment Grants for 2024
Down Payment Assistance Programs for Homebuyers
The following down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this page may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
This is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.
Chenoa Fund
Funded by the CBC Mortgage Agency, this program offers the ability to utilize an FHA-insured home loan by offering eligible applicants 3.5% of the purchase price to cover the down-payment. The assistance funds come in the form of a zero-interest second mortgage with a 30-year term. This second mortgage will be forgiven if the borrower makes 36 consecutive, on-time payments on the first mortgage.
Down Payment Assistance Programs
- Brentwood Down Payment Assistance Program
- CalHFA My Home Assistance Program
- Emeryville First Time Homebuyer Loan Program
- GSFA Platinum Program
- Los Angeles County Affordable Homeownership Program
- Monterey County Down Payment Assistance Program
- Orange County Housing and Development Mortgage Assistance Program
- San Diego County Down Payment / CalHome Program
- Santa Ana Downpayment Assistance Program
- Broward County Homebuyer Purchase Assistance Program
- Escambia County Down Payment and Closing Cost Assistance
- Hardest Hit Fund Down Payment Assistance
- Head Start To HOME Ownership Program
- HFA Miami-Dade Mortgage Program
- Home Key Plus 2nd Mortgage
- Home Ownership Program
- Home Sweet Home Hillsborough Program
- Lee County FirstPlus Program
- Orange County Down Payment Assistance Program
- Palm Bay HOME Down Payment Assistance Program
- State Housing Initiatives Partnership Program
- Albany County Rural Housing Alliance Acquisition Grant
- City of Albany Home Acquisition Program (HAP)
- First Time Home Buyer’s Program
- Homebuyer Down Payment Assistance
- Homebuyer Dream Program®
- NY State Association of Realtors Housing Opportunities Foundation
- Rensselaer County Homebuyer Program
- State of New York Mortgage Agency Down Payment Assistance Loan
- ARCH East King County Downpayment Assistance Loan
- Bellingham Downpayment Assistance
- Home Advantage Down Payment Assistance Loan Program
- HomeChoice Down Payment Assistance Program
- Opportunity Downpayment Assistance Loan Program
- Pierce County Downpayment Assistance Program
- Seattle Downpayment Assistance Program
- Tacoma Down Payment Assistance Program
- Veterans Downpayment Assistance Loan Program
