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    FHA loans are insured by the government to allow a greater number of Americans to own or refinance a home of their own.
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FHA Loan Rates
January 07, 2009
30 Yr. Fixed
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No Points
Low Interest %
Best% APR
15 Yr. Fixed
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No Points
Low Interest %
Best% APR
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Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting.

FHA.com is a privately owned website providing information about FHA guaranteed home loans, and is not associated with the federal government or HUD / FHA.

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FHA LOAN TYPES

FHA Refinance
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FHA Home Loan
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FHA Secure
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FHA Reverse
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FHA Loan (fixed rate)
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Energy Efficient Loan
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Growing Equity Mortgage
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FHA Condo Loans
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Graduated Payment Mortgage

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SPECIAL FEATURE:
Military Finance

VA Loans
Use your VA loan to buy a home with no down payment.
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Veteran Insurance
Life insurance that serves your military family needs.
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Military Insurance
Make educated decisions for all of your insurance needs.
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FHA Facts | FHA Loan Types | Down Payment Grants

 Adjustable Rate Mortgages - Section 251
The FHA adjustable rate mortgage is a HUD mortgage specifically designed for low and moderate-income families who are trying to make the transition into home ownership.

Fixed Rate Mortgages - Section 203(b)
An FHA loan benefits those who would like to purchase a home but haven't been able to put money away for the purchase, like recent college graduates, newlyweds, or people who are still trying to complete their education.

Energy Efficient Mortgages
The Energy Efficient Mortgage program (EEM) helps current or potential homeowners significantly lower their monthly utility bills. It allows them to incorporate the cost of energy efficient improvements into their new FHA home loan or FHA refinancing loan.

Graduated Payment Mortgages - Section 245
Graduated Payment Mortgages are FHA loans for homebuyers who currently have low to moderate incomes but expect them to increase substantially over the next 5 to 10 years.

Mortgages for Condominium Units - Section 234(c)
FHA Condominium Loans are specifically designed toward those who purchase housing units in a condominium building.

Growing Equity Mortgages - Section 245(a)
FHA Section 245(a) allows those who currently have a limited income, but expect that their monthly earnings will increase, to purchase a home with the help of a Growing Equity Mortgage in which payments start small and increase gradually over time.






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